Is there a minimum balance?
The UK, Canada, the USA and Australia do not publish a fixed minimum for tourist visas. Some Schengen countries publish a minimum amount per day of stay. In every case, officers look at the whole picture — not one number.
What embassies actually check
- Whether your balance can cover flights, hotels, daily expenses and a buffer
- Whether the money has been in your account for a while (usually 3–6 months of statements)
- Regular income — salary credits, business income or pension
- Whether your spending pattern matches your stated income and ITR
- Sudden large deposits just before applying — a major red flag
Avoid these mistakes
- Borrowing money into your account for a few days before applying
- Showing a balance far higher than your income can explain
- Submitting statements without the bank’s stamp or with missing pages
- Using a relative’s account without showing the relationship and their consent to sponsor
Tip: If a large deposit is genuine — property sale, FD maturity, gift from family — keep the proof and explain it in your cover letter.
Can someone sponsor my trip?
Yes. Parents, a spouse or children can sponsor. The sponsor provides a sponsorship letter, their own bank statements and income proof, and documents showing the relationship. Your own ties to India still matter.
Frequently asked questions
Are fixed deposits counted as funds?
Yes, FDs, savings and other assets support your profile, but officers also want to see that you have accessible money for the trip.
How many months of bank statements are needed?
Usually the last 3–6 months, depending on the country. Six months is the safe choice for most destinations.